We are seeking an experienced professional from the Financial Services industry to join our Risk team as Credit Risk Manager.In this role, you will be responsible for evaluating and managing credit and fraud risk across Verifone's portfolio of merchants and products. You will also lead and mentor a Credit Analyst, ensuring the delivery of high-quality work while collaborating closely with cross-functional teams.You should be passionate about finance and driven to contribute to the ongoing development of Verifone's payments and financial services strategy.Lead Credit Operations, overseeing the performance of the credit portfolio to ensure alignment with Verifone's defined risk appetiteDrive operational excellence by strengthening credit underwriting, fraud monitoring, and collections frameworks across the organizationCollaborate with cross-functional teams to enhance credit and fraud risk management, support the development of new credit products, and continuously improve related policies, processes, and proceduresCoach and educate teams across the Verifone Group on industry best practices in credit and fraud risk managementAct as the primary point of contact for all first-line credit and fraud-related inquiries and escalationsContribute to the development and delivery of internal training programs focused on fraud and credit risk, working closely with training and first-line teams to ensure effective implementationDesign and implement a robust control framework for Verifone Payments entities, ensuring compliance and risk mitigation across all credit-related activitiesMinimum of 5 years' experience in Credit and Fraud Risk management Proven experience working within regulated payment services and acquiring environmentsExcellent communication and interpersonal skillsHighly analytical, with exceptional attention to detail and data-driven decision-making skillsDeep understanding of credit risk framework design and implementation, ensuring scalability, effectiveness, and compliance with regulatory standardsA hands-on, action-oriented approach with a passion for driving resultsMotivation to shape the future of payments in a global, established organization with a strong presence in the UK/EU marketTrusted escalation point for complex risk management issues, demonstrating sound judgment and problem-solving capabilitiesOffice PerksCompany Social OutingsHealth & WellnessDental InsuranceVision InsuranceHealth InsuranceLife InsurancePaid Time OffPTO / Vacation PolicyPaid HolidaysMaternity/Paternity LeaveFinancial BenefitsTuition ReimbursementPerformance Bonus
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Credit Risk Manager